.pt-main{max-width:920px;margin:0 auto;padding:0 28px 72px}.pt-crumb{color:var(--ink-soft);align-items:center;gap:8px;padding:18px 0 0;font-size:12.5px;display:flex}.pt-crumb a{color:var(--ink-soft);text-decoration:none}.pt-crumb a:hover{color:var(--ink)}.pt-crumb .sep{color:#b7c0cf}.pt-hero{color:#fff;background:linear-gradient(155deg,#12294a,#1e4e8c);border-radius:16px;margin-top:16px;padding:42px 38px;position:relative;overflow:hidden}.pt-hero:after{content:"";opacity:.5;pointer-events:none;background-image:radial-gradient(#ffffff14 1px,#0000 1px);background-size:16px 16px;position:absolute;inset:0}.pt-hero h1{letter-spacing:-.01em;text-wrap:balance;margin:0;font-size:clamp(26px,4.2vw,38px);line-height:1.3;position:relative}.pt-hero p{color:#cfddf0;max-width:44em;margin:16px 0 0;font-size:15.5px;line-height:1.9;position:relative}.pt-cta{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex;position:relative}.pt-btn{color:#12294a;background:#fff;border-radius:999px;align-items:center;gap:8px;padding:13px 22px;font-size:14.5px;font-weight:800;text-decoration:none;transition:transform .15s,box-shadow .15s;display:inline-flex}.pt-btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px -10px #0006}.pt-btn.ghost{color:#fff;background:#ffffff1a;border:1px solid #fff6}.pt-btn svg{flex:none;width:17px;height:17px}.pt-sec{margin-top:42px}.pt-sec>h2{color:#12294a;align-items:baseline;gap:10px;margin:0;font-size:21px;display:flex}.pt-sec>h2:before{content:"";background:#1a8a56;border-radius:2px;align-self:stretch;width:4px}.pt-p{color:var(--ink);max-width:46em;margin:14px 0 0;font-size:15px;line-height:1.95}.pt-p+.pt-p{margin-top:10px}.pt-two{grid-template-columns:1.3fr 1fr;gap:16px;margin-top:16px;display:grid}@media (max-width:720px){.pt-two{grid-template-columns:1fr}}.pt-card{border:1px solid var(--line);background:#fff;border-radius:14px;padding:20px 22px}.pt-card.ask{background:#f5f7fa;border-style:dashed}.pt-card h3{color:#12294a;margin:0 0 10px;font-size:15px}.pt-ul{gap:10px;margin:0;padding:0;list-style:none;display:grid}.pt-ul li{color:var(--ink);align-items:flex-start;gap:10px;font-size:14.5px;line-height:1.6;display:flex}.pt-ul li:before{content:"✓";color:#1a8a56;flex:none;margin-top:1px;font-weight:900}.pt-card.ask .pt-ul li:before{content:"→";color:#1e4e8c}.pt-note{color:var(--ink-soft);margin:14px 0 0;font-size:13px}.pt-policy{border:1px solid var(--line);background:#f5f7fa;border-radius:14px;margin-top:16px;padding:20px 22px}.pt-policy p{color:var(--ink);margin:0;font-size:14.5px;line-height:1.9}.pt-policy p+p{margin-top:10px}.pt-contact{color:#fff;background:linear-gradient(155deg,#12294a,#1e4e8c);border-radius:16px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;margin-top:18px;padding:28px 32px;display:flex}.pt-contact .pt-contact-l h3{margin:0;font-size:18px}.pt-contact .pt-contact-l p{color:#cfddf0;max-width:30em;margin:6px 0 0;font-size:13.5px}.pt-mail{color:#fff;align-items:center;gap:9px;margin-top:12px;font-size:18px;font-weight:800;text-decoration:none;display:inline-flex}.pt-mail svg{width:19px;height:19px}.pt-contact .pt-btn{align-self:center}